Privacy Policy

Last Updated: September 2023

Welcome to Practical, By Default! Your privacy is important to us, and we are committed to safeguarding your personal information. This Privacy Policy outlines how we collect, use, and protect the information you provide while using our website, www.practicalbydefault.com (“Website”).

YOUR PRIVACY IS IMPORTANT TO US

Your privacy is important to Practical, By Default.  This privacy statement provides information about the personal information that Practical, By Default collects, and the ways in which we use that personal information.

NOTE: Practical, By Default is a Canadian website and an independently operated blog subject to the laws of Canada. This website was not created to serve, nor does it actively market to residents of the EU (European Union).

I am not responsible for the privacy practices of any of my advertisers or blog commenters.

At times I may include links to other sites with privacy policies that differ from mine. Readers should always check out each website’s privacy policy. I am not responsible for the privacy policies on other pages.

WHAT INFORMATION DO WE COLLECT AND HOW IS IT USED?

Information You Voluntarily Submit to the Website: We may collect personal information from you such as your name or email address. For example, you may voluntarily submit information to the Website by leaving a comment, subscribing to a newsletter, or submitting a contact form.

Automatically-Collected Information: We automatically collect certain information about you and the device with which you access the Website. For example, when you use the Website, we will log your IP address, operating system type, browser type, referring website, pages you viewed, and the dates/times when you accessed the Website. We may also collect information about actions you take when using the Website, such as links clicked.

Cookies: We may log information using cookies, which are small data files stored on your browser by the Website. We may use both session cookies, which expire when you close your browser, and persistent cookies, which stay on your browser until deleted, to provide you with a more personalized experience on the Website.

PLEASE READ MORE ON OUR COOKIE AND USAGE DATA HERE: Read about our Cookie Policy here Place of processing: USA. Find Google’s privacy policy here. Terms of Use 

HOW YOUR INFORMATION MAY BE USED

We may use the information collected in the following ways:

  • We may use your information for the following purposes:
  • Operating and maintaining the Website.
  • Sending newsletters and providing information on how to opt-out of future mailings.
  • Sending administrative communications, including confirmations, technical notices, policy updates, or security alerts.
  • Responding to your comments or inquiries.
  • Offering user support.
  • Tracking and measuring advertising on the Website.
  • Protecting against unauthorized or illegal activity.

THIRD-PARTY USE OF PERSONAL INFORMATION

We may share your information with third parties when you explicitly authorize us to do so. Additionally, third-party service providers may assist in various aspects of the Website’s operation, subject to their respective privacy policies.

Currently, we use the following third-party service providers:

NEWSLETTER SIGNUP

When you subscribe to The Practical, By Default newsletter, we use your email address to send you newsletters through our service provider, BirdSend. You can unsubscribe from our newsletter at any time using the provided link in each newsletter.

BirdSend’s privacy policy is available at https://birdsend.co/legal/.

On the Website, you may subscribe to our newsletter, which may be used for advertising purposes. All newsletters sent may contain tracking pixels. The pixel is embedded in emails and allows an analysis of the success of online marketing campaigns. Because of these tracking pixels, we may see if and when you open an email and which links within the email you click. Also, this allows the Website to adapt the content of future newsletters to the interests of the user. This behavior will not be passed on to third parties.

COMPLAINTS

If you feel we have not treated your data with the care we set out in this policy, you have the right to file a complaint with ICO (Information Commissioner’s Office).

However, we hope you would first allow us to address your concerns. You can contact us: by email to:  Jennifer {at} practicalbydefault {dot} com;

At this time, your personal information is not shared with any other third-party applications. This list may be amended from time to time in the Website’s sole discretion.

Except when required by law, we will not sell, distribute, or reveal your email addresses or other personal information without your consent; however, we may disclose or transfer personal information collected through the Website to third parties who acquire all or a portion of our business, which may be the result of a merger, consolidation, or purchase of all or a portion of our assets, or in connection with any bankruptcy or reorganization proceeding brought by or against us.

ANONYMOUS DATA

From time to time, we may use anonymous data, which does not identify you alone, or when combined with data from other parties. This type of anonymous data may be provided to other parties for marketing, advertising, or other uses. Examples of this anonymous data may include analytics or information collected from cookies.

RESERVE RIGHTS

I, Jen from Practical, By Default, reserve the right to change the focus of the blog, to shut it down, sell it, or change the terms of use (go to a paid platform) at my own discretion.

I also reserve the right to edit or delete any comments submitted to Practical, By Default without notice due to: comments deemed to be spam or questionable spam, comments including profanity, comments containing language or concepts that could be deemed offensive, and comments that attack a group or person individually.

ADVERTISERS AND SPONSORS

I am not responsible for the actions of my advertisers or sponsors. If you purchase a product or service based upon a link from my website, you must take action with that company to resolve any issues, are not Practical, By Default.

Practical, By Default does advertise and review products. Some of these products are purchased while some are products I received free in order to review. Please note that all my reviews are completely honest, and all product recommendations come from my own personal use and preference.

Any product, claim, statistic, quote, or other representation about a product or service should be verified with the manufacturer, provider, or party in question. Just because I like the color lime green, doesn’t have to mean you will like it too!

To help the website expand, and to cover the costs of running the site some advertising and affiliate links are run on my website. Affiliate links earn me a (mind you – very) small commission on any purchases made when visiting Amazon after clicking on one of these links, at no extra cost to you. 

I will do my absolute best to only provide you with information about products that I truly believe in. I will never take your trust for granted. All reviews on my website will be presented honestly and I will disclose whether I will be receiving any commissions or products for free or I purchased them myself and wanted to share.

Display Ads

We may use third-party advertising companies to serve content and advertisements when you visit the Website, which may use cookies, as noted above.

Retargeting Ads

From time to time, the Website may engage in remarketing efforts with third-party companies, such as Google, Facebook, or Instagram, in order to market the Website. These companies use cookies to serve ads based on someone’s past visits to the Website.

Affiliate Program Participation

The Website may engage in affiliate marketing, which is done by embedding tracking links into the Website. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.

Jen M. is a participant in the Amazon.com.ca, Inc. Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.ca, Amazon.com

Practical, By Default is “an Affiliate of The Christianbook Group”.

YOUR RIGHTS RELATED TO YOUR PERSONAL INFORMATION

You have the following rights regarding your personal information:

  • Opt-out of future email communications by using the unsubscribe links in our emails.
  • Access your personal information by contacting us.
  • Amend or update your personal information by reaching out to us.
  • Request the erasure of your personal data under certain circumstances.

Please note that we may retain certain information for legitimate purposes, such as recordkeeping or when required by law.

SENSITIVE PERSONAL INFORMATION

We do not request sensitive personal information, such as social security numbers or health data. Please refrain from submitting such information.

CHILDREN’S INFORMATION

Our Website is not intended for children under the age of 16, and we do not knowingly collect personal information from them.

CHANGES TO OUR PRIVACY POLICY

We reserve the right to update this Privacy Policy to reflect changes in our data practices. The date of the last update will be prominently displayed.

CONTACT INFORMATION

If you have any questions or concerns about this Privacy Policy or your personal information, please contact us at Jennifer {at} practicalbydefault {dot} com.

Thank you for entrusting us with your privacy. Your trust is valued, and we are committed to protecting your information.